I'm a recovering CPA that started a company called "You Need A Budget" (Y-NAB, if you're busy) while in college. We teach people my unique Four-Rule Method that completely transforms how they view and manage their money. When people follow the YNAB Method, they break the paycheck to paycheck cycle, get out of debt, and save more money.
I'm not a writer by training (I was trained as a CPA, remember?) so what my writing lacks in polish, it makes up for in personality. Ha!
I love helping people get a grip on their money. I love seeing them make positive changes to their lives that will pay dividends far into the future.
Born and raised in Arizona, I now live in Utah with my beautiful wife (who's quite the Crossfitter, ask her about it and she'll tell you everything you ever didn't want to know), and my six children. When I'm not writing about, speaking on, or doing my own budgeting, I enjoy growing as much food as possible on my little third of an acre in suburbia, lifting heavy weights, and just living life one moment at a time. I am blessed.