• 7 Day Financial Budgeting Guide for Beginners

  • Learn Practical Money Management Strategies, Save Money and Pay of Debt
  • By: Jason Ramsey
  • Narrated by: Joseph Thorson
  • Length: 3 hrs and 6 mins
  • 4.8 out of 5 stars (19 ratings)

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7 Day Financial Budgeting Guide for Beginners

By: Jason Ramsey
Narrated by: Joseph Thorson
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Publisher's Summary

Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Have you ever been tempted to get it because you had the money? If not, how soon were you able to get it? And how did you eventually get it? These questions point to the simple goal-setting methods we employ helps us stabilize our budget.

Money should never control you; it should be the other way around. When money controls you, you tend to live a one-day-millionaire-s life characterized by extravagance and orientation to the present. Because money tells you that you earn it to spend it, you commonly find yourself stressed, wondering where your money went to, and in debt.

On the contrary, if you control your money, you won’t be living the kind of life reminiscent of a millionaire, but you save yourself from stress, worry, and debt. Financial control means that before you even touch your money, you know where it’s supposed to go, how you’re supposed to spend it, and when you’ll spend it. This is where budget comes in.

Count how many times you’ve thought about not knowing where your money went. Count the number of times when you got shocked that your money’s almost gone. Count the number of times when that money supposedly for your savings account was used anyway. During those times, you probably have felt as though you still have enough in your account.

When it comes to money, it is easy to commit calculation errors, and sometimes, these errors can be fatal. If you miss a payment, you’ll get hit with fees; and when that happens, you’ll find it difficult to recover. Budgeting helps you track how you spend your money, and as it gets depleted, you’ll know how to strategize your spending.

In contrast to what most people believe, we are establishing a goal when create a budget. And because the amount of money we wish to spend on something becomes the goal, we make compromises. For example, we might opt to forego buying a new smartphone so we can finally take home an HD television.

Budget not only tells us how much money we have. It also tells us how much money we need to raise. In ordinary conversations, we call this the act of “making ends meet”. What if we don’t have enough to make those ends meet? This is where the power of budgeting benefits us.

Just like compromising, budgeting tells us whether or not we need to work more, or whether or not we need to look for other sources of income. Because we know that budgeting is goal-setting in itself, we can see how our long-term financial plans are coming along. We can also see how we can make adjustments to our short-term goals to make our money just enough to make such ends meet.

Budget reveals three things: How much money we have, how much money we need, and how much money we can still save. By looking at these aspects, we’re able to analyze how we our finances are. We also come to know how good we are at making money, at spending money, and at saving money. Financial health doesn’t mean financial freedom. In fact, financial freedom is a myth because even billionaires benefit more if they live on a budget.

Financial health then refers to how we generally appraise our financial condition hence, it is highly subjective. Some of us might say that our budget adequately reflects our financial wellness while other may say that they need to do more in order for their budget to be effective.

Do you want to learn more on how you can budget in 7 days? Buy this audiobook now to learn more!

©2020 Jason Ramsey (P)2020 Jason Ramsey

What listeners say about 7 Day Financial Budgeting Guide for Beginners

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Lots of useful information

This book has a lot of good tips and tricks for budgeting your money. It gives some insight into compulsive shoppers. It was well written and easy to understand. I like the point here, "Money should never control you: It should be the other way around. When money controls you, you tend to live a one-day-millionaire-s life characterized by extravagance and orientation to the present. Because money tells you that you earn it to spend it, you commonly find yourself stressed, wondering where your money went to, and in debt." This is very true. Some people want easy money. They don't even do their best to earn a living. This guide helped me a lot. I recommend it for anyone looking to start a budget.

3 people found this helpful

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Superb!

Are you tired of living paycheck to paycheck and want to build wealth that really lasts? Then I recommend this book to you. This book is meant to simplify the concepts for you. It helps you demystify the concept of money and teaches you how to obtain true financial freedom. Listening to this book for 3 hours and 6 minutes is worth all worth it. With the use of this guide, I realized how important to manage my money not just for good but also to have promising plans. Overall, it was totally superb and very straightforward.

3 people found this helpful

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Answer to those who have budgeting problems

7 Day Financial Budgeting Guide for Beginners by Jason Ramsey offers amazing tips and strategies on how to properly spend and save your money. Anyone can apply everything inside this book. Just listen, and follow these amazing strategies. You don't have to worry about money anymore. It's very useful not just for those who have budgeting problems but also to those who want to start saving money.

2 people found this helpful

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Worth listening to

This book is worth listening to. It will change your perspective on how to handle your money. The author did a great job of presenting all the pieces of information needed. A great book with a lot of things discussed not just about managing your own money but also it tackles about how to get away from debts and how to control oneself from spending too much.

2 people found this helpful

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Great financial advice

Great financial advice that allows you to better understand your spending habits and allows you to understand what steps you must take in order to improve your financial circumstances. It helped me a lot and has some great resources I will keep using. I would say that this was a great starter course for anyone.

1 person found this helpful

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Great reference

This was my first course on financial budgeting and it was everything I expected. Jason is one is the best author when it comes to financial matters. He delivered the course in detail and I can get what I want to get from this course. Easy to understand and apply to my situation. I was so excited about it and I told my friends what I had learned. I like the fact that I can go back for reference any time I need to.

1 person found this helpful

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Valuable information

This was exactly what I was looking for. This course gives a nice overview of the entire budgeting process and will be of help to candidates looking for a career as a financial analyst in industry circles. It offers valuable information relevant to my field of work that helped me feel more comfortable when dealing with financial statements.

1 person found this helpful

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Must-have

This book has helped me a lot to learn how to prepare our budget especially in my role as a financial planner. The detailed explanation and formulas are very helpful. Really a good overview for those who have not had the knowledge and experience of finance, but want to explore it.

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Everything is clear

If you want to discover how to take control of your money and boost your credit or financial matter then keep on listening to this book it really gives me a lot of views about managing my finance. Everything is very clear and easy to understand. Worth the listen.

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Nice book with some good insights

Nice book with some good insights for financial management. Best for beginners especially starting businesses etc. Experience a life free of financial stress, debts, bills, and late payment fees and transform your relationship to money into something stable and pleasant.

1 person found this helpful