• Annuity 360

  • Learn All You Need to Know About Annuities: Which Ones to Avoid and Which One to Buy for a Successful Retirement
  • By: Ford Stokes
  • Narrated by: Ford Stokes
  • Length: 1 hr and 27 mins
  • 4.5 out of 5 stars (10 ratings)

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Publisher's Summary

There are a lot of misconceptions around annuities. Most of them revolve around the sale of variable annuities from brokers, where there is a lot of overpromising done, in my humble opinion. For example, a variable annuity is a security and therefore is an investment that inherently carries risk and comes with high fees. For variable annuities, three to six percent in fees could come out of the overall account value annually versus just a zero to one percent annual fee with a fixed indexed annuity. 

My number one goal in writing this book is to educate American pre-retirees and retirees on the extreme value of investing in an accumulation-based annuity. In this book, you will learn how you can eliminate the advisory fees that you pay on bonds that you may currently hold within your portfolio if you have a financial advisor. We will also discuss the metric power of a strategic bond replacement, the power of zero, and the current price-to-earnings ratio of bonds.

A fixed indexed annuity can help you do the following with your wealth:

  1. Protect your money from market loss (fixed indexed annuities offered by highly rated annuity carriers did not lose a dime in account value in 2008 or 2009 during the worldwide recession caused by the mortgage loan crisis that resulted in the S&P 500 losing 50.1 percent of its value from March 1, 2008 to March 31, 2009)
  2. Grow your money with market-like gains (typical annual growth of five to seven-plus percent)
  3. Generate a lifetime income (your retirement will likely last 30+ years; it might be a good idea to place some of your assets into a fixed indexed annuity to set a “safety net” around a portion of the retirement income that you wish to generate) 
  4. Eliminate market risk associated with bonds by replacing the fixed-income bonds in your portfolio with a fixed indexed annuity
  5. Eliminate the advisory fees you are likely currently paying to generate fixed income with bonds in your portfolio by replacing them with fixed indexed annuities (the annuity companies pay the advisor, you don’t. This is called a bond replacement) 

If the above fixed indexed annuity benefits sound appealing to you, then I invite you to explore the rest of this book and ultimately invest a portion of your hard-earned wealth into a fixed indexed annuity to build a successful retirement. 

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2020, 2021 Ford Stokes (P)2021 Ford Stokes

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good grief overview of annuities

provides a basic overview of annuities in particular the fixed indexed annuity and some of the benefits such as being able to take . periodic withdrawals. also warned against variable annuities which according to the author have high costs.

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Straight Forward & to the point

I enjoyed this book, my favorite section was on fixed indexed annuities.


The narrator was easy to follow

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Finally, real information on Annuities

I'm exploring helping my parents select the most fee-efficient annuity. This book has taught me a lot about how to review different annuities in order to pick the one that is best for them. Thank you Ford Stokes!