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Publisher's Summary

Becoming Your Own Banker - The Infinite Banking Concept is a text about the power of dividend-paying whole life insurance. This book demonstrates that your need for finance, during your lifetime, is much greater than your need for protection.  

Solve for this need through this instrument and you will end up with more life insurance than the companies will issue on you. It is not a sales tool for life insurance agents. It is education that the life insurance industry should have taught during the last 200 years. It is written for the layman, not for financial advisors, but all life agents should be thoroughly knowledgeable of its content and practice. Again, unfortunately, this is not the case. Very few of them have more than a rudimentary understanding of its qualities.

©2008 David M Stearns (P)2021 David M Stearns

What listeners say about Becoming Your Own Banker

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very low content to duration ratio

this book could be a 5 page white paper
the essence is to pay into life insurance then borrow against it when you need the money. this will save you money on taxes and interest. if you do decide to slog through this, look at the physical copy because the most valuable piece is the examples and they are almost impossible to follow through audio.

2 people found this helpful

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The Best Financial Education Available

You want to:
-Minimize the impact of taxation
-Save money purchasing vehicles
-Save money purchasing home(s)
-Save money on higher education
-Accumulate substantial retirement fund
-Pass wealth to children & grandchildren
Here are the methods to achieve these goals.
Study them. Teach your spouse & children.
Use the wisdom herein and enjoy stress-free living

1 person found this helpful

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A must read

This book is the key to developing multigenerational wealth, the very foundation of private wealth building

1 person found this helpful

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Attention Black Ppl

Find A IBC insurance Agent w/ actually experience

Grab yourself a 35/65 - 67/33 - 30-70 policy to get started if you’re 18-35

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definitely worth it

this was overall a great book very informational this is my second time taking this book up I will need one to two more times just to make sure I have it

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Robotic and Painful

I struggles to finish this book. the concept is interesting, but the narrator is so horrible that it makes it difficult to focus on the concepts. He reads so robotic, so passion less and expressionless that it sometimes seems slurped and difficult to comprehend.

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Great book!

Not crazy about the narrator but the book blew mind. Worth the read. I’m going to buy the hard copy next.

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Great Book...need illistrations

I got the book on Audible and it has opened my mind. But one thing I think would benefit is having the illustrations available. I'm a visual learner so they would help.

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Financial Upgrade

To get a full understanding of this audible book you will more than likely need a hard copy just to lay eyes on the graphs and charts mentioned throughout the book. Otherwise this book is full of financial information that could enrich your financial standings for generations to come. Highly recommend this if you are serious about changing your life situation and circumstances; especially if you are within that 15 year window of retirement and the IRA's and 401K is not looking to promising!

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More people need to know this MUST LISTEN

Stop letting the rich get richer. Use your money to pay yourself and buy the things you need.