We hear it all the time on the news - being debt-free is impossible, we have to settle and make peace with the fact we’ll live paycheck to paycheck for the rest of our lives. Who are they kidding? The fact that Western society normalizes debt does not mean you have to lead your life drowning under credit card sums, bills, loans, and unsurmountable expenses. It’s time to say “enough!” 

This book will grant you access not only to the financial knowledge to help you move forward, but also the life hacks that will put you on the path to a better life without as much lack. Which means you can finally get started on your journey to financial freedom, steer clear of the financial mistakes, all while becoming the best version of yourself!

Live on FIRE: the ultimate blueprint to changing your relationship with money, retiring early, and living a financially free life! What would you do if money were not an issue? Does the idea of achieving financial independence and enjoying a free, meaningful life sound appealing to you?

For more than 25 years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by Mr. Money Mustache is the ultimate makeover of this best-selling classic, ensuring that its time-tested wisdom applies to people of all ages.

It is believed that every salary earner cannot break the threshold of a great life as evident in a lot of salary earners. Salary earners complain of lack of sufficient money but when promotions come and salaries go up, in a few months the complaints resume. Our belief system and habits as salary earners is a major source of either failure or success. Decisions that include the type of car we drive, the kind of mortgage we take, and so on go a long way to determine how healthy our lifestyle will be.

Debt-Free: Simple Steps to a Debt-Free Life Without the Hype is the audiobook that should be in everyone's personal library. Debt plays a big roll in your life. The unfortunate part is most people do not know how to control debt, and worse off is they get so far behind with no help in mind. This audiobook will show you how to stop borrowing money, establish an emergency fund, organize your debt, and negotiate your debt.

If you have no idea what financial budgeting means or how you need to create an effective plan, this guide helps you to take your first step toward making the right financial choices. This will help you learn how to save money for a rainy day. From prioritizing what matters to you to planning ahead, it's important for you to take a step-by-step lesson so you do not leave any loopholes and create a financial plan that is strong and effective. 

Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.

The more you learn about the details of what bad credit is and how there are federal laws to help you overcome bad credit, the faster you will find yourself in financial freedom. Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life.

The reality is that most of the stress and discomfort that people experience every day is largely caused by money woes. It is estimated that in most western countries, up to 80 percent of people are tied up to some kind of debt. Most people have next to nothing in savings and have no clue about how to start taking control of their finances.

Are you okay with not knowing what your financial life will look like in 10 years or more? Are you worried about never being able to retire? Would you like to create new passive income streams that make money while you sleep? Most people believe that you are either good at managing your money or you aren't, and take this for granted. However, this couldn't be much further from the truth. Learning how to create powerful new habits that will support your financial goals can be easy if you have the right road map. It's not rocket science and you'll wonder why you didn't start sooner.

Is there a car that you want to buy some day? Are you trying to complete the repayments on your mortgage? Take the family on holiday? In this audiobook, you will find several methods of passive income that you can use to consider the most ideal course of action for yourself. From affiliate marketing and dropshipping, to making YouTube videos and photography; each method will explain the history behind the practice, and the reasons for its success, how you can use it to start your own business and generate revenue and how to take your business even further.

Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Money should never control you; it should be the other way around. If you control your money, you won’t be living the kind of life reminiscent of a millionaire, but you save yourself from stress, worry, and debt. Financial control means that before you even touch your money, you know where it’s supposed to go, how you’re supposed to spend it, and when you’ll spend it. This is where budget comes in.

What if you were told that your money could do more for you than just pay your bills each month and allow you live a somewhat comfortable life. What if you were told that money was the key to building a free life? That the life you thought was only possible for the millionaires and billionaires of the world could, in fact, be yours? Money may not be the answer to achieving lasting happiness, but it can certainly bring you one step closer.

This audiobook is an informative and comprehensive guide to minimalist budgeting. It introduces you to the concept of a minimalist budget, explains the strategies and techniques associated with it, and teaches you how to apply minimalist budgeting in everyday life....