• High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit

  • Improve Financial Literacy with Planning, Management, and Intelligence - Enjoy Freedom & Independence
  • By: Thomas Herold
  • Narrated by: Madison Niederhauser
  • Length: 6 hrs and 31 mins
  • 4.5 out of 5 stars (31 ratings)

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Publisher's Summary

Poor Credit Score Could Cost You Hundreds of Thousands of Dollars

A recent financial statistic revealed that increasing your score from "fair" to "good" saves you an average of $86,200 over a lifetime. Imagine what you could do with that extra money?

Improve Your Credit Score in 45-60 Days or Even Less

This practical credit compendium starts off by demonstrating over 50 guaranteed methods of how you can almost immediately boost your credit score. Follow these simple, effective and proven strategies to improve your credit score from as low as 450 points to over 810. Understand the tactics to build excellent credit for yourself and how to guard that good score for a lifetime.

A good credit score is essential if you want to achieve financial freedom. This book shows exactly you how to get there and see results quickly.

The Only Credit Book You Ever Need

  • The startling benefits of good credit you never realized
  • Quick start guide with over 50 tested methods
  • Understand how your credit score is calculated
  • Straight-forward ways to build good credit fast
  • Step by step advice on how to repair your credit yourself
  • Best credit repair services and how to work with them
  • How to keep your good credit and protect it for a lifetime

Understand the exact mathematical algorithm that all three major credit bureaus use to calculate your credit score. Learn what actions you can take to improve your credit score and what behavior will demote it.

High Credit Score Secrets Reveals:

  • How to get free credit reports and monitoring services
  • Learn exactly what boosts and what lowers your credit score
  • Includes print-ready dispute letters to correspond with the credit bureaus
  • How to remove negative items with the section 609 credit repair
  • Most proven and effective ways to raise your credit score
  • Step-by-step process to settling your debts forever
  • How to safeguard your credit and become protected from identity theft

Use simple and easy-to-follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. Learn about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior.

Do It Yourself Smart Credit Repair

Reveals the exact methods that the credit bureaus don't want you to know. Apply the simple step-by-step process the experts use to delete all derogatory items from your credit reports. Bankruptcies, late payments, repossession, collections, judgments, liens, etc.

Start Saving Money - Improve Your Credit Score Now

Imagine being pre-qualified for your dream home, the car you always wanted, the lowest interest on any loan, and credit cards with zero interest rates over long periods of time.

Don’t let bad credit hold you back from achieving financial freedom. Your credit score not only influences all your future choices, but it also can save you thousands of dollars. In today's financial driven world it is the most critical decision to keep educating yourself.

Free Bonus - Includes lifetime access to premium credit simulator!

This amazing tool provides you with an estimated score, so you know what to expect before you take action. Explore actions like raising the limits on your cards, applying for new credit or extending your streak of on-time payments.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 Thomas Herold (P)2020 Thomas Herold

What listeners say about High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit

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LOVED IT

I absolutely loved it. Very informative and I love the resources provided as well as how he breaks down the best credit cards as well as listing so many other things. Great book. Glad I purchased it. The narrator also didn't put me to sleep which was nice.

3 people found this helpful

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    5 out of 5 stars

very repetitive, but has good information

The book answered some questions I always had about credit. In particular, regarding credit utilization. This book seems more geared towards people who have poor or okay credit.

2 people found this helpful

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my thoughts

This book is a good read for those looking to educate themselves on responsible use of credit and ways in which to build/rebuild their personal credit history.

Most of what Thomas Herald writes about should be considered, common sense ideas about finance, unfortunately, since the 70's most of this has been left out of traditional school education. One has to go to university and study in financial to get knowledge in these areas or find authors, like Thomas Herald,on their own to study from. most people in today's society, however, wait until they have made the grave miscalculation with their finances before they try educate themselves.

books like these should be a must read within the education system.

The narrator was a bit monotone but still brought understanding to the material.

2 people found this helpful

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    5 out of 5 stars

Worth it

I learned more than I thought I might. The closing paragraph was not very finalizing which I found unusual but not bothersome. I will take what I learned and use it. Will update my review with the result of my journey in a few months. Thanks author

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Common sense

This book, is telling you things you already know. Waste of time.
Only read this book if you are a teenager or brand new to credit.

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This book is amazing!

I really love the details and the way this book is presented. I highly recommend it.
The author tells me things I've never heard from anyone else!
This book is well worth your time! : )

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Hope.....In The Form Of A Book!

I like this book because it educates me on how credit score is valued now. Early on, I really don’t care how much was my credit score. Along the way, I realized credit score is important as I make our living stable. Most important of all this practical credit compendium reveals over 50 ways which can instantly boost credit rating.
The book taught me a lot. I was just curious this book mention specific cards, agencies, offices etc. I’m wondering if those mentioned were from a study or surveys or what. But over all, I valued this book.

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Fix it like the Pros

Being evaluated by a number derived from financial inputs is a fact of life these days. That number is your credit score and optimizing it through careful and smart managing of your credit resources is what High Credit Score Secrets is all about.
I am happy to have taken this audiobook as I got to learn more about how to improve my credit score and what are the tips of maintaining a good credit score.
The book starts from the beginning explaining what credit score is and how it is impacting your day to day life. The instructor then goes ahead and provides advice on what you should do to improve and maintain your credit score, or what you should do if you are having a bad / poor credit score.
Thank you, a useful course indeed.

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I’ll be in the 800 club soon!

I have to commend Herold for his teaching style. I am currently enrolled in several Audible courses and most of them have not captured my interest like this one. He was able to appeal to my visual learning side while remaining upbeat on the complexities of credit scores. I would definitely recommend this course to a friend. <3
NOTE: After purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

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Guidance for the future

What this information provides is a foundational understanding of credit that will enable you to create a solid strategy for handling your own. You will learn how to stay out of financial trouble and what the possibilities are for leveraging a good credit score into credit card perks and bonuses. Indeed, the section on credit cards suggestions for your age and life situation is invaluable. The instructor provides a great foundation for the course. He also provides great resources such as ways to get student loan forgiveness and also links to other professionals who provide great detail on credit scores, management, myths etc. Overall - it was well worth the Special sale price I paid. I am always grateful for people for sharing their experiences, knowledge, time and part of themselves with their stories so thank you!

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  • StefaniNurding
  • 02-19-22

helped me improve from 250 to 751 in 6mo

recommend to anyone
helped me improve from 250 to 751 in 6mo
a bit hard to get through but worth it