• SimpleCents Guide to Manage Your Money

  • How a 7-Day System Can Help You Get Out of Debt, Save 1000’s and Build Security - Without Limiting Your Choices, Even if You Can’t Budget
  • By: SimpleCents
  • Narrated by: John S. Herlihy
  • Length: 3 hrs and 7 mins
  • 4.9 out of 5 stars (15 ratings)

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SimpleCents Guide to Manage Your Money

By: SimpleCents
Narrated by: John S. Herlihy
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Publisher's Summary

Living paycheck to paycheck sucks! Here’s how to break the vicious cycle.

Aren’t you tired of never knowing whether or not your money is going to last you to the end of the month? Chances are that you’re already all too familiar with asking friends or relatives for a couple of bucks.

You’re not alone in this predicament. Some shocking reports suggest that 74 percent of all employees have no emergency savings and are entirely dependent on their paycheck.

In fact, the situation is so bad that only 40 percent of people can cover an emergency expenditure of $1,000 without turning to a bank or their credit card. It’s time to put an end to that vicious cycle.

Financial independence and freedom from debt do not require a ton of rigorous discipline or incredible wealth. It’s simply a matter of reassessing your priorities and getting a realistic view of how much you’re actually spending per month.

Chances are that you’re blowing cash you haven’t earned. Credit cards and other financial instruments create a false sense of security, and at the end of the day, you’ll have to pay the money plus the interest rates back.

America is experiencing a debt crisis, and our consumerist society is largely to blame.

If you take a minute to assess some of your latest purchases, you’ll probably find that you’re spending a ton of cash on things you don’t need.

So, what’s the secret to rectifying such impulsive behaviors and reclaiming your financial well-being?

Major change is difficult to stick to. Starting with baby steps, on the other hand, can produce tremendous results that will last years, if not a lifetime.

In SimpleCents Guide to Manage Your Money, you will discover:

  • The number one reason why you’re still in debt - the secret bankers don’t want you to know
  • The truth about things you want and things you need
  • A quick first-step to getting out of debt that’s free
  • A seven-day financial plan that will help you dominate your student loans, medical expenses, and other massive debt you have to pay back
  • Eight fatal mistakes that keep you in debt and how to avoid them like the plague!
  • The seven easy steps for setting up an emergency fund that’s suitable for everyone, even low income households (Step five is what works like magic!)
  • Why setting apart five dollars per month is enough to start building your wealth
  • A simple and proven introduction on how to invest that you can master
  • A free bonus video course that will help you put your money and investing on autopilot in four quick steps
  • And much more!

You are not at the mercy of banks and creditors. Your life doesn’t have to be spent thinking about how you’re going to survive, how you’re going to give your kids the best possible future, or just where that extra money is going to come from next month.

It all starts with a simple mind-shift. Once you open your eyes and discover how society has tricked you into indebtedness, you’ll never go back.

©2020 SimpleCents (P)2021 SimpleCents

What listeners say about SimpleCents Guide to Manage Your Money

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  • Overall
    4 out of 5 stars
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    4 out of 5 stars

SC wealth management is better

this book is not bad, but the simple cents guide to wreath management is better 8 would recommend that one instead.
SC WM also covers what's in this book plus more

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wow recommend audio book .

Gives real good insight on how to develop a good budgeting system. In this book, author break down the art of budgeting and personal finance in a way that is very easy to understand. Loved this book and found it very informative.

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Very Helpful

This audio book doesn't beat around the bush and it is good to listen. The author doesn't hesitate in sharing his story and being honest about his mistakes and what he values, which is refreshing and makes the book entertaining.

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Thankfully awesome!

I found this audio book to be EXACTLY what I need to start getting my spending under control. I recently retired and am living with reduced circumstances. I have been finding it far too easy to keep spending money as if I still had it. This book provides a way of doing a personal budget that actually makes sense to me. I can have enough flexibility to have the things I really want when I cut out the things that don't really matter. It provides a way of looking at the things I automatically spend money on to try to see if there are better ways of getting what I want. I can do things in ways other than the way I have done them always that provide as much as or more pleasure with much less cost. I absolutely love this.

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Great advices you would like to listen

Great advices you would like to listen to. The focus is not on doing a budget once and disparing when it doesn't work. A budget is a work in progress and provides a fresh look every month with a fresh look at expectations.

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    4 out of 5 stars

Good audio book of financial advice

Good audio book of financial advice. It gives practical advice on how to change your thinking about money and how to create a budget that you will really stick to by making it your own. The book is funny and down to earth, making it a much easier read than many others on this topic. It is easy to understand and follow his principles and they are applicable to those with some debt and financial problems as well as those who are barely making it financially.

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This audio book is a very different sort of money

This audio book is a very different sort of financial book in that the advice is very practical. It has already helped me with my finances. Love listening to it every time.

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solid knowledge

I am no fool and can handle my money decently but this book had tips and tricks I had not thought of. I would recommend to any age. good info good wording it was very easy to follow.

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Love it

The book is very easy to understand for those who are new to creating a money plan! I would recommend for anyone looking for ways to start financially planning.

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loved it

loved it! basic and detailed tips and actions to budgeting and personal finances. the worksheet walk through and the app suggestions we're great! short, sweet and to the point.