Can you honestly say that you are a financially responsible person? Do you always pay your bills on time? How many credit cards do you possess? How often do you max out your credit cards? What is your debt to income ratio? Do you even know which factors affect your credit score? There’s no need to feel ashamed about a negative answer. Many people are in the same boat as you and they have whatsoever no idea how their financial health is determined. Improving your credit score doesn’t mean forgetting about fun in life, taking on two new jobs and saving every single cent.

If you believe you’ll be in debt for the rest of your life, you have to keep on reading! It’s possible to start a debt-free, fulfilling life in less than a year. You are facing repossession, foreclosure, or wage garnishment. It’s time to regain control of your finances! Paying off all of your debt isn’t easy and it will require fiscal discipline. The goal, however, can be accomplished in less than a year if you put your mind to it. Stop putting yourself down! You have the strength, the knowledge and the power to improve your financial health and start dreaming again.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.

Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.

In this book, you will learn everything that you need to know on your credit score, and what you can do to improve on it.  

This audiobook is for anyone who want to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated. Save hundreds, if not thousands of dollars on the cost of credit by implementing these practical solutions to managing your personal finances today!

This book will grant you access not only to the financial knowledge to help you move forward, but also the life hacks that will put you on the path to a better life without as much lack. Which means you can finally get started on your journey to financial freedom, steer clear of the financial mistakes, all while becoming the best version of yourself!

What is the fastest and cheapest way to get your dream home, desirable car, or starting a super-successful business? When it comes to credit score, more often than not, people have no idea how powerful this tool really is. How it can make or break your future in both your financial and personal life. Here are just a few things I would find in this audiobook: What is a credit and credit score? Why you need to learn and understand how credit score works if you want to have a secure and fair future, what is your credit score? The secrets of 100 credit score, and much more.

Everyone dreams about having their own financial freedom. They want to be able to do the things they want and be their own boss without having to worry about debt keeping them down. But Americans live in a consumer society, and most people are strapped down with jobs they do not like so that they can pay off their debt. Discover how to gain the financial freedom that you are looking for in 11 simple steps with this easy-to-follow guide. 

Do you want to double or even ten times your productivity? This audiobook contains world-renowned techniques and strategies on how to push the limits on your work output. In this audiobook you’ll learn: The secret to overcoming procrastination, how to create habits that literally put your success on autopilot, how to double or even ten times your willpower, how to design and execute a morning ritual, how to manage your time on a yearly, monthly, weekly, daily, and even hourly basis, how to use focused time blocks to ramp up your productivity, and much more.

Are you one of those people who wish to learn the best secrets and tips to fix and improve your credit score? Today, millions of individuals have a difficult time repairing their credit. You might find yourself trying everything you can, from checking your monthly payment to removing your new credit cards and paying your credit card debt. These steps can help but remember that your score remains relatively low. You won’t be able to purchase a home for your family, and you will have difficulty finding a realtor to work with your credit. 

Debt is an issue that thousands of people struggle with each year. Large bills like mortgage payments, medical bills, and student loans can be a significant drain on your wallet, but an even larger problem is credit card debt. Since credit cards have such high interest rates on average, overspending and continually missing payments will quickly multiply even small bills into nearly insurmountable ones.

Having bad credit or a low credit score can have many negative repercussions on your life. It can be harder to apply for a car loan, mortgage, credit card accounts, and even if you manage to apply for them, you will likely have to pay higher interest rates. Luckily, there are ways to get rid of bad credit and boost your credit score back up. This audiobook is packed with strategies, tips, and tricks that will help you do so in an easy way!

No doubt, a low credit score could mess with your life and block your chances to greater privileges. It could immerse you in tons of debts and cutthroat interest rates that would not only frustrate you but also leave you grounded. As if that’s not enough, a bad credit score could stop you from securing the job of your dreams. The harms are endless, but there is only one way out, and that is to boost your credit score to at least 720. This is exactly what this audiobook helps you achieve within a short period of time. 

If your credit score is lower than necessary, this guide can help you fix it. We'll take a look at some of the most significant elements of change you can introduce into your life to solve your current situation. In this guide, you'll find easy step-by-step instructions on how to manage your credit.